Browse our Underwriting Courses

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Whether you are new to underwriting or a seasoned, existing underwriter, our program has been designed in a sequential format from the fundamentals an underwirter must master to the various diseases and disorders most commonly seen in life underwriting. If new to the profession of underwriting, we strongly recommend following the order below. If you are an experienced underwriter, you can select the topics you want to specialize in and enhance your underwriting capabilities. Each course is designed in a LEARN, CHECK, APPLY format: LEARN through watching video lectures from an expert underwriting team; CHECK your comprehension through multiple choice quizzes and tests with immediate feedback; APPLY your underwriting skills through actual case work followed by one-on-one coaching and mentoring from LOGiQ³  expert underwriters.  

Pharmaceuticals
Pharmaceuticals
Duration: 33 minutes

This course covers pharmaceuticals and certain classes of drugs. We will be discussing why knowing the drug does not equal knowing why the drug was prescribed.

Learn the different classes of drugs and what they mean to an underwriter, as well as, outlining the key issues to be aware of when reviewing a case on an applicant who is taking certain medication.

Knowledge Areas Covered:

  • Classes of Drugs
  • Underwriting Tips

Build & Body Size
Build & Body Size
Duration: 46 minutes

Build affects mortality, whether it’s obesity or being underweight. In this course, you will learn how build affects mortality and how build can be a risk factor for many diseases.

Knowledge Areas Covered:

  • Calculate and interpret BMI/Build
  • Underwrite for build changes
  • Identify favorable and unfavorable characteristics for underweight, overweight, and obese applicants
Blood Pressure
Blood Pressure
Duration: 46 minutes

Blood pressure is a risk factor for coronary artery disease and strokes. Here you will learn how blood pressure affects and can be affected by other co-morbidities.

Identify how blood pressure readings outside the normal range can affect the underwriting of a case. Examine all of the relevant information from the underwriting evidence and evaluate the information for mortality impact. Interpret blood pressure readings as normotensive, hypotensive, or hypertensive when assessing a case.

Knowledge Areas Covered:

  • Low Blood Pressure
  • High Blood Pressure
  • Hypertension
Coronary Artery Disease
Coronary Artery Disease
Duration: 135 minutes

Coronary artery disease is commonly seen in underwriting and interpreting the severity of the disease can pose a challenge to the underwriter.

This course will lead you through a look at the anatomy and physiology of the heart with specific reference to coronary artery disease and its impact on mortality.

You will not only learn about the diseases but also the signs and symptoms, the risk factors, and diagnostic techniques including the latest cardiac enzymes used to confirm a diagnosis of coronary artery disease. You will learn about the treatment required to control the symptoms and the further progression of the disease as well as potential complications of the disease which can worsen the mortality. You will also learn how to read and interpret an angiogram and the information required to classify the risk.

Knowledge Areas Covered:

  • Ischemic Heart Disease
  • Angina
  • Myocardial Infarction

Medical Terminology & Proper File Documentation
Medical Terminology & Proper File Documentation
Duration: 23 minutes

An introduction to how medical and scientific vocabulary is used in underwriting and how underwriters collect facts and analyze the facts to be able to properly assess and classify the risk. Preparation of file documentation notes will be covered to help underwriters organize their thoughts to arrive at the right decision faster.

Knowledge Areas Covered:

  • Develop knowledge and understanding of medical and scientific vocabulary
  • Demonstrate how proper file documentation allows the underwriter to collect the relevant facts

Arrhythmias and Heart Blocks
Arrhythmias and Heart Blocks
Duration: 57 minutes

This course covers the diseases and disorders that affect cardiac conduction system, how the diseases and disorders are diagnosed, the treatment required, the complications and risk factors.

We will discuss diseases and disorders of the cardiac conduction system from an underwriter’s perspective, outlining the key issues to be aware of when reviewing a case on an applicant with arrhythmia or heart blocks.

Knowledge Areas Covered:

  • Atrial fibrillation or flutter
  • tachycardia
  • premature contractions,
  • bradycardia,
  • heart blocks
Diabetes
Diabetes
Duration: 125 minutes

In this course you will learn about one of the most critical impairments in life underwriting, diabetes. We will discuss what causes diabetes, how it is diagnosed, the treatment required, the complications and risk factors and how each of these aspects of the disease increase the mortality risk.

Knowledge Areas Covered:

  • Diabetes Type 1
  • Diabetes Type 2
  • Gestational Diabetes
Small Intestine
Small Intestine
Duration: 50 minutes

This course will lead you through a detailed look at the anatomy and physiology of the small intestine, also known as the small bowel, and its role in digestion. Learn about diseases and disorders such as Celiac and Crohn's which are commonly seen in underwriting.

Knowledge Areas Covered:

  • Crohn's
  • Celiac Disease
Diseases of the Colon
Diseases of the Colon
Duration: 70 minutes

This course covers the diseases and disorders that affect colon (large intestine), how the diseases and disorders are diagnosed, the treatment required, the complications and risk factors.

We will discuss diseases and disorders of the colon from an underwriter’s perspective, outlining the key issues to be aware of when reviewing a case on an applicant with colon diseases.

Knowledge Areas Covered:

  • Diverticulosis
  • Diverticulitis
  • Irritable Bowel Syndrome
  • Polyps
  • Ulcerative Colitis
  • Microscopic Colitis
  • Ischemic Colitis
Liver
Liver
Duration: 135 minutes

This course will lead you through a detailed look at the anatomy and physiology of the liver. You will learn how the liver works and some of the major responsibilities of the liver. You will also learn how the liver is affected by various viruses, toxic substances, contaminants and disease.

Understanding the anatomy and physiology of the liver will help you to understand the various diseases that affect the liver and how these are diagnosed, treated and underwritten.

Knowledge Areas Covered:

  • Anatomy & physiology of the Liver
  • Fatty Liver
  • Cirrhosis
  • Hepatomegaly
  • Hepatitis A,B,C,D,E
Esophagus
Esophagus
Duration: 45 minutes

This course will cover the anatomy and physiology of the gastrointestinal (GI) tract. You will learn about the general GI tract signs and symptoms and the diagnostics for GI tract diseases and disorders. The course will also cover the esophagusin relation to digestion.

You will learn about some of the diseases and disorders which affect the esophagus and are most commonly seen in underwriting and how these impact mortality.

Knowledge Areas Covered:

  • GERD
  • Esophagitis
  • Barrett’s Esophagus
  • Esophageal Varices
Stomach
Stomach
Duration: 40 minutes

This course will lead you through a detailed look at the anatomy and physiology

of the stomach and its role in digestion.

You will learn about some of the diseases and disorders affecting the stomach which are commonly seen in underwriting and whether they impact mortality

Knowledge Areas Covered:

  • Dyspepsia
  • Peptic Ulcer
  • H. Pylori
  • Gastritis
  • Hiatus Hernia
Respiratory
Respiratory
Duration: 100 minutes

This lecture will provide you with an overview of the respiratory system. We shall specifically focus on the airways, the lungs, the blood vessels and gas exchange. You will learn about common lung and airway disease and sleep disordered breathing disorders.

You will learn about the signs and symptoms, diagnosis of these diseases, treatment, risk factors and complications.

Knowledge Areas Covered:

  • Asthma
  • Bronchiectasis
  • Chronic Obstructive Pulmonary Disease (COPD)
  • Bronchitis
  • Pneumonia
  • Pulmonary Embolism
  • Tuberculosis (TB)
  • Sleep Disordered Breathing
Tumors - Overview
Tumors - Overview
Duration: 35 minutes

This course will lead you through an overview of tumors and then discuss how cancer is staged, graded, diagnosed and treated. You will learn the difference between benign and malignant tumors as well as the different types of tumors.

Knowledge Areas Covered:

  • Cancer: stages, grading, diagnosis, treatment
  • Tumor types
  • Tumor characteristics
  • Tumor symptoms
  • Tumor screening
  • Tumor treatment
Tumors - Breast
Tumors - Breast
Duration: 66 minutes

This course will lead you through an understanding of breast cancer, the different types of breast cancer most often seen in underwriting, the signs and symptoms of breast cancer, how breast cancer is diagnosed, treated and finally how it’s underwritten.

Knowledge Areas Covered:

  • Interpreting results of a biopsy and surgical pathology report
Tumors - Prostate
Tumors - Prostate
Duration: 35 minutes

This course will lead you through an understanding of prostate cancer, the signs

and symptoms of prostate cancer, how prostate cancer is diagnosed, treated and finally how it’s underwritten.

Knowledge Areas Covered:

  • Reading a pathology report to assess prostate cancer risk
Tumors - Colon
Tumors - Colon
Duration: 45 minutes

This course will lead you through an understanding of colon cancer, the signs and symptoms of colon cancer, how colon cancer is diagnosed, tr eated and finally how it’s underwritten.

Knowledge Areas Covered:

  • Reading a pathology report to assess colon cancer risk
Tumors - Melanoma
Tumors - Melanoma
Duration: 23 minutes

This course will lead you through an understanding of skin cancer (melanoma).

We will discuss how melanoma is staged, diagnosed and treated.

Knowledge Areas Covered:

  • Malignant Melanoma
  • Other Malignant Skin Tumors
  • Reading a pathology report to assess melanoma risk
Leukemia | Lymphoma
Leukemia | Lymphoma
Duration: 63 minutes

This course will lead you through an understanding of leukemia, a bone marrow cancer and lymphoma, a cancer that originates in the lymphoid tissue. We will discuss how leukemia and lymphoma are diagnosed, graded, staged, and treated.

Knowledge Areas Covered:

  • Hodgkin Lymphoma
  • Non Hodgkin Lymphoma
Blood Chemistry Profile
Blood Chemistry Profile
Duration: 68 minutes

In this course you will learn about a key risk assessment tool – The Blood

Chemistry Profile (BCP). You will learn about common blood tests that are performed for insurance and their significance in underwriting.

You will learn how to interpret the blood test results and how to read the results in the context of how and when the sample was drawn, the insured’s age, gender and medical history.

Knowledge Areas Covered:

  • Reference ranges and test results
  • Blood tests and significance in risk analysis for life insurance
  • How and when the sample was drawn, the insured’s age, gender, and medical history
Renal Disorders  *Not available in the UK
Renal Disorders *Not available in the UK
Duration: 115 minutes

This course will focus on diseases of the kidney. We will discuss how the diseases are diagnosed, treatment required, the complications and risk factors and how each of these aspects of the disease increase the mortality risk.

The renal system is responsible for producing, storing, and eliminating urine, the fluid waste excreted by the kidneys. There are many different disorders and diseases that affect the renal system and are seen in underwriting, and interpreting the severity of the disease can pose a challenge to the underwriter.

Knowledge Areas Covered:

  • Renal Calculi
  • Hydronephrosis
  • Acute Kidney Injury
  • Nephrotic syndrome
  • Pyelonephritis
  • Acute Glomerulonephritis
  • Chronic Glomerulonephritis
  • Congenital Disorders
  • Polycystic kidney disease
Urinalysis
Urinalysis
Duration: 46 minutes

In this course you will learn about a key risk assessment tool – the Urinalysis Profile. You will learn about common tests that are performed and their significance.

You will learn how to interpret the urine test results and how to read the results in the context of how and when the sample was drawn, the insured’s age, gender and medical history.

Knowledge Areas Covered:

  • Test results
  • Risk factors
Hematology
Hematology
Duration: 68 minutes

Hematological disorders are some of the most challenging impairments in life underwriting. We will define hematology and focus on specific disorders that increase mortality risk.

You will learn about hematological disorders, how they are diagnosed, the causes, the treatment required, the complications and risk factors and how each of these aspects of the disease increase the mortality risk.

Knowledge Areas Covered:

  • Diseases of the red blood cells
  • Polycythemia
  • Diseases of the White blood cells and platelets
Alcohol Abuse
Alcohol Abuse
Duration: 28 minutes

This course will lead you through a detailed look at alcohol use disorders and how they can vary in degrees from mild to life threatening. Regardless of the degree of severity, they all have a substantial impact on an individual’s life expectancy, mortality and/or morbidity.

Knowledge Areas Covered:

  • Social Drinking
  • Binge Drinking
  • Alcoholism
Drug Abuse
Drug Abuse
Duration: 40 minutes

This course will lead you through a detailed look at drug use and abuse - and how it affects the underwriting of a case. You will learn about the significance of previous and/ or current drug abuse for mortality.

Knowledge Areas Covered:

• Types of Drugs

Mental Disorders
Mental Disorders
Duration: 98 minutes

In this lecture we will discuss the possible causes of mental disorders, how they’re diagnosed, the treatment required, the complications and risk factors of mortality.

Knowledge Areas Covered:

  • Mental Disorders
  • Anxiety Disorders
  • Obsessive Compulsive Disorder (OCD)
  • Attention Deficit/Hyperactivity Disorder (ADHD)
  • Eating Disorders
  • Mood Disorders
  • Bipolar Disorders
  • Other Depressive Disorders
Driving Risk
Driving Risk
Duration: 15 minutes

In this course you will learn about the driving risk - who is at risk and why. You will learn which underwriting tools are the best to evaluate this risk.

You will learn how to capture all of this relevant information from the underwriting evidence and how to evaluate the information for mortality impact.

Knowledge Areas Covered:

  • What is the risk
  • Who is at risk
Foreign Travel Risk
Foreign Travel Risk
Duration: 52 minutes

This course will lead you through a detailed look at foreign travel and how it affects the underwriting risk. You will learn why travel to certain areas of the world contribute to a higher mortality.

The issue of where someone resides permanently or temporarily will have an impact on their mortality and morbidity. There are a number of reasons for travel risks which include but are not limited to – health standards, communications and location, occupational health and safety standards, climate, disease, war and civil unrest, criminal activity, motor vehicle and aviation accidents.

Knowledge Areas Covered:

  • Foreign residence and travel
  • Location and risk

Financial Underwriting
Financial Underwriting
Duration: 51 minutes

Financial underwriting is an essential part of risk analysis in life insurance. It helps the insurer monitor and control risks, protect the company’s portfolio and optimize the results of the insurance activity.

An underwriter should always understand the reasons for the client’s application and whether the face amount is justifiable. The applicant should not be in a position to benefit from the event happening – this type of situation is referred to as a “windfall” and will be discussed in the course. Life insurance is an instrument to compensate for the financial loss of the dependents in the unfortunate event of the death of the insured. It exists to try to maintain the family at the same standards of living as was the case when the insured was still alive, it is not designed to better their standard of living.

Knowledge Areas Covered:

  • The amount of insurance & financial underwriting risk
  • Personal insurance for adults and children
  • Business Insurance

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