Underwriting

Advisor Training and Point of Sale Underwriting Support

The demand for advisor underwriting education is staggering. Demystifying the complexity of the underwriting process through knowledge translates into the financial well being of consumer, advisor, insurer and reinsurer.

LOGiQ³ conducts training sessions, which range from half day seminars on a few specific underwriting topics to a more extensive education seminar of either one or two days, covering several topics of life, critical illness and disability underwriting. We customize the seminars to your specific business needs. In addition our short one to two hour webinars can enhance the prestige of MGA, insurer or service provider.

The course encompasses the medical, financial and non-medical aspects of underwriting. The medical topics cover impairments associated with systems such as circulatory, endocrine, digestive and neurological plus the oncological impact on various organs. Understanding the impairment and risk factors associated with mortality or morbidity through an overview of the impairment and a practical review of real cases will ensure the necessary information is provided to underwriting upfront, to speed up issue. The advisor is provided with the knowledge not only to enable him to work together with the underwriter but also to assist them to communicate effectively to the client the substandard, exclusion, declined or postponed offer.

If the first step in the application process is incorrect, the advisor's case can go awry quickly, making recovery near impossible. At best, they have wasted time, energy and money.

LOGiQ³ Underwriting Solutions has the expertise to help you formalize your submission with an appropriate cover letter that will not only assist the underwriter but also fill in any information gaps to speed up the underwriting process. We can also help with ensuring the proper requirements are requested upfront for complex medical and financial cases. Providing the appropriate information upfront accelerates the underwriting process.

Your knowledge of the insured and his or her needs coupled with our extensive underwriting knowledge increases the chance for a smooth ride through the underwriting process. Complement your strengths with comparable underwriting strengths.