The THiNK Blog

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Garen Markarian

Recent Posts

AHOU Annual Conference - What to Expect?

Sep 17, 2018 2:38:09 PM / by Garen Markarian posted in Life Underwriting

A who?” is the typical response from anyone who has never heard of AHOU; The Association of Home Office Underwriters. If you happen to be in the life insurance industry, then you may have attended the Annual Conference which is held annually across North America. In 2018, the conference was in Chicago, and I was fortunate to be able to attend this four-day action packed conference. This was my first time attending AHOU, it was an exciting experience from which I was able to take away several expert insights to apply to my work.

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Will Pharmacogenetics Impact Life Underwriting? Expert Series Week 12

Aug 17, 2018 2:02:52 PM / by Garen Markarian posted in Underwriting Expert Series, Underwriting, Life Underwriting

It's Week 12 of our Underwriting Expert Series, and we are excited to be exploring an overview of Pharmacogenetics with Senior Underwriter, Garen Markarian. Make sure to subscribe to our blog to receive the latest expert series in your inbox.

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Underwriting Applicants with Epilepsy - Expert Series Week 8

May 9, 2018 11:33:06 AM / by Garen Markarian posted in Underwriting Expert Series


This is the eighth article in our Expert Underwriting Series. In a complex industry, understanding diverse health conditions and concerns can help you become more efficient and confident in your role as a life underwriter. Check out the full series to get an overview of longstanding and emerging trends in life underwriting and read on to hear from Garen Markarian, Senior Underwriter, on the impact and key considerations associated with epilepsy. 

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What is the Impact of the Opioid Crisis on Life Underwriters? - Expert Series Week 4

Feb 23, 2018 6:11:00 AM / by Garen Markarian posted in Underwriting Expert Series, Life Underwriting

This is the fourth edition of our Underwriting Expert Series. Make sure to catch up on the rest of the series here. This week, Senior Underwriter, GarenMarkarian, explores the opioid crisis, how it impacts the life insurance industry and what life underwriters need to consider when assessing applicants with current or past usage.

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The Impact of Marijuana on Insurance - Expert Series Week 2

Dec 18, 2017 6:30:00 AM / by Garen Markarian posted in Underwriting Expert Series, Life Underwriting

Welcome to the second edition of our LOGiQ3 Underwriting Expert Series! Each week, one of our life underwriters will provide an in depth look at an important topic for life underwriting professionals.  

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Aug 30, 2016 9:52:42 AM / by Garen Markarian posted in Underwriting, Life Insurance

Recently I wrote an article on Financial Underwriting and how it relates to Crime Scene Investigations. I loved seeing all of the discussions it sparked on LinkedIn! In that article, I outlined the concepts of underwriting financial life insurance products and thought I’d expand my reach by sharing some of my expertise on a hot topic that is definitely going to be having an impact on the life insurance industry; pharmacogenetics.

I’ve decided to break this out into two parts. In part 1 of this series, I’ll walk you through the definition of pharmacogenetics, various related concepts and dive into the specifics of DNA and Genetic Code. Part 2 will talk explicitly about how pharmacogenetics will have an impact on the life insurance industry, and more specifically, on life underwriting. All of this knowledge is aimed at helping underwriters grow! After all, for underwriters to set themselves apart from the masses, knowledge, expertise and a great attitude are their biggest differentiators.

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How these 3 Financial Underwriting Concepts Are Related to Crime Scene Investigations!

Aug 19, 2016 1:55:33 PM / by Garen Markarian

Have you ever wondered how the lead characters on crime solving TV shows (like CSI) are always able to magically solve cases in a 24-hour period? Highly unlikely right? While their timelines seem a little too good to be true, their consistent approach, which usually includes three steps, seems to work. First they assess the situation and call out the fact or crap! Then they usually do a little more investigation to get to the bottom of the mystery. And last, they uncover the truth. So how does this relate to financial underwriting? Well the three crime-solving steps are quite similar, read on to find out how!

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