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Karen McLeod

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Sep 9, 2020 10:33:00 AM / by Karen McLeod

This article was originally featured in the June 2020 Issue of OTR and is reprinted with permission of ON THE RISK, Journal of the Academy of Life Underwriting.

Before we can properly assess the risk of hepatitis, we need to ensure we have the proper educational foundation. What exactly is hepatitis? Who is most at risk? What do the lab results really mean?

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How to Create Effective Development Plans for Life Underwriters

Jun 29, 2020 12:20:33 PM / by Karen McLeod

Each person has their own quirks, the little things that help make them who they are today. When it comes to training, mentoring, and learning, it’s important to be conscious of the fact that we are not all cut from the same cloth. We all come to the table with different personal and professional experiences, expertise, adaptive learning techniques, and career paths – and definitely different personality traits. For this reason, we must be cognizant of these differences, embrace them, and ensure that we tweak our training sessions and/or development plans to encompass the position(s) of the audience.

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Top Considerations for Underwriting Critical Illness: Underwriting Expert Series Week 16

Dec 20, 2018 2:14:57 PM / by Karen McLeod posted in Life Underwriting, Underwriting Expert Series


The huge variety of products, special cases, and unique considerations that underwriters face every day make it an exciting but challenging industry to keep up with. Our expert series aims to make it a little easier by providing resources straight from industry experts on the topics that underwriters are facing now.

Critical illness (CI) insurance is an area that life underwriters face that can be complex and involve detailed review to get right. Karen McLeod, Senior Underwriter & Learning Specialist, shares her advice and top tips how to approach critical illness as a life underwriter.

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What is the Connection Between Concussions & Critical Illness? Expert Series Week 13

Sep 26, 2018 4:01:45 PM / by Karen McLeod posted in Underwriting, Life Underwriting, Underwriting Expert Series


Welcome to our thirteenth installment of our Underwriting Expert Series. Check out the full series for more risk assessment tips. This week, our Senior Underwriter, Karen McLeod provides the essential knowledge you need to know as a life underwriter with regards to Concussions for Critical Illness (CI) and Life Insurance. Let's get right into it!

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Identifying and Life Underwriting Colon Cancer: Expert Series Week 11

Jul 23, 2018 9:55:00 AM / by Karen McLeod posted in Underwriting, Life Underwriting, Underwriting Expert Series

For this edition of our Underwriting Expert Series, Senior Underwriter, Karen McLeod, provides a detailed overview of the importance of colon cancer for life underwriters. As the second leading cause of death from cancer in men and third leading cause in women, it is imperative that life underwriters learn how to recognize and insure this disease.

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What Information is Crucial to Underwrite COPD? - Expert Series Week 10

Jun 28, 2018 3:30:28 PM / by Karen McLeod posted in Underwriting, Life Underwriting, Underwriting Expert Series

In this installment of our Underwriting Expert Series, Senior Underwriter, Karen McLeod continues the discussion on COPD. If you haven’t read part one, check it out for an overview of what life underwriters need to know about COPD. Then, read below to discover key information underwriters should consider when underwriting applicants with COPD. 

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What Life Underwriters Need to Know About COPD - Expert Series Week 9

Jun 7, 2018 4:29:33 PM / by Karen McLeod posted in Underwriting Expert Series

Welcome back to our Underwriting Expert Series. Want to catch up on previous expert pieces? View them here! In this 2-part post, we will hear from Karen McLeod, Senior Underwriter, about Chronic Obstructive Pulmonary Disease (COPD) and how those living with the disease can be assessed accurately. First, we’ll go over the basics of COPD and what you need to know about the disease. In part 2, we’ll dive deeper into what underwriters need to know when assessing an application on those affected by the disease.

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The Link Between Obesity and Cancer Risk – Expert Series Week 5

Mar 9, 2018 11:52:29 AM / by Karen McLeod posted in Life Underwriting, Underwriting Expert Series

Welcome to the fifth edition of our Underwriting Expert Series. Missed the previous articles in the series? View them here! This week, Senior Underwriter, Karen McLeod, is discussing the link between obesity and cancer.

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Underwriting Mature Ages - Expert Series Week 1

Dec 11, 2017 5:09:59 PM / by Karen McLeod posted in Underwriting Expert Series

Welcome to the first edition of our new LOGiQ3 Underwriting Expert Series! Each week, one of our life underwriters will provide an in depth look at an important topic for life underwriting professionals.  

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Underwriting Coronary Artery Disease Cases Part II: The evidence you need to identify the disease

Jul 27, 2016 3:16:56 PM / by Karen McLeod posted in Underwriting

Part 1| Part 2 | Download Guide

In part one of this series I brought you back in time to the good ol’ game of Operations to lay out the foundation of what to look for when underwriting coronary artery disease (CAD). We even made it halfway through the game! I walked you through the instructions (the ‘must-know’ list for CAD), set up the board game (looking at the bigger cardiac picture and understanding anatomy) and then we started the operating game, carefully identifying when the buzzer was most likely to go off (knowing the red flags and risk factors to look for). Now you are in full game mode AKA ready to actually identify coronary artery disease, accurately assess it and of course master cases as an underwriter. Let’s dive right in!

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