The THiNK Blog

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Karen McLeod


Recent Posts

What is the Connection Between Concussions & Critical Illness? Expert Series Week 13

Sep 26, 2018 4:01:45 PM / by Karen McLeod posted in Underwriting Expert Series, Underwriting, Life Underwriting

 

Welcome to our thirteenth installment of our Underwriting Expert Series. Check out the full series for more risk assessment tips. This week, our Senior Underwriter, Karen McLeod provides the essential knowledge you need to know as a life underwriter with regards to Concussions for Critical Illness (CI) and Life Insurance. Let's get right into it!

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Identifying and Life Underwriting Colon Cancer: Expert Series Week 11

Jul 23, 2018 9:55:00 AM / by Karen McLeod posted in Underwriting Expert Series, Underwriting, Life Underwriting

For this edition of our Underwriting Expert Series, Senior Underwriter, Karen McLeod, provides a detailed overview of the importance of colon cancer for life underwriters. As the second leading cause of death from cancer in men and third leading cause in women, it is imperative that life underwriters learn how to recognize and insure this disease.

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What Information is Crucial to Underwrite COPD? - Expert Series Week 10

Jun 28, 2018 3:30:28 PM / by Karen McLeod posted in Underwriting Expert Series, Underwriting, Life Underwriting

In this installment of our Underwriting Expert Series, Senior Underwriter, Karen McLeod continues the discussion on COPD. If you haven’t read part one, check it out for an overview of what life underwriters need to know about COPD. Then, read below to discover key information underwriters should consider when underwriting applicants with COPD. 

Why is This Important to Life Underwriters?

Underwriters with a strong understanding of COPD will know what to look for in their cases and be able to better identify when a case may be an uninsurable risk.

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What Life Underwriters Need to Know About COPD - Expert Series Week 9

Jun 7, 2018 4:29:33 PM / by Karen McLeod posted in Underwriting Expert Series

Welcome back to our Underwriting Expert Series. Want to catch up on previous expert pieces? View them here! In this 2-part post, we will hear from Karen McLeod, Senior Underwriter, about Chronic Obstructive Pulmonary Disease (COPD) and how those living with the disease can be assessed accurately. First, we’ll go over the basics of COPD and what you need to know about the disease. In part 2, we’ll dive deeper into what underwriters need to know when assessing an application on those affected by the disease.

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The Link Between Obesity and Cancer Risk – Expert Series Week 5

Mar 9, 2018 11:52:29 AM / by Karen McLeod posted in Underwriting Expert Series, Life Underwriting

Welcome to the fifth edition of our Underwriting Expert Series. Missed the previous articles in the series? View them here! This week, Senior Underwriter, Karen McLeod, is discussing the link between obesity and cancer.

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Underwriting Mature Ages - Expert Series Week 1

Dec 11, 2017 5:09:59 PM / by Karen McLeod posted in Underwriting Expert Series

Welcome to the first edition of our new LOGiQ3 Underwriting Expert Series! Each week, one of our life underwriters will provide an in depth look at an important topic for life underwriting professionals.  

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Underwriting Coronary Artery Disease Cases Part II: The evidence you need to identify the disease

Jul 27, 2016 3:16:56 PM / by Karen McLeod posted in Underwriting

Part 1| Part 2 | Download Guide


In part one of this series I brought you back in time to the good ol’ game of Operations to lay out the foundation of what to look for when underwriting coronary artery disease (CAD). We even made it halfway through the game! I walked you through the instructions (the ‘must-know’ list for CAD), set up the board game (looking at the bigger cardiac picture and understanding anatomy) and then we started the operating game, carefully identifying when the buzzer was most likely to go off (knowing the red flags and risk factors to look for). Now you are in full game mode AKA ready to actually identify coronary artery disease, accurately assess it and of course master cases as an underwriter. Let’s dive right in!

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Underwriting Coronary Artery Disease Part I: What You Need to Look For

Jul 25, 2016 2:58:38 PM / by Karen McLeod posted in Underwriting

Part 1| Part 2 | Download Guide

Do you remember the game Operations? You know the one where you carefully operate on Sam without setting off the buzzer? Remember the excitement of seeing all the ailments to cure, some easier than others. But that dare devil in you always went for the really hard ones! As you get close to saving your patient Sam, one of two things happen 1) SUCCESS you got the ailment, you cured Sam or 2) The failing sounds of the buzzer goes off (along with your dreams of being a surgeon).

Okay maybe that’s a bit dramatic, but as underwriters we have a similar experience when we first open a file. Every case is comparable to Sam on the operating table - it’s our job to identify ailments and some are always going to be harder than others. One of the more challenging diseases is definitely Coronary Artery Disease (CAD). Let’s just say in the world of Operations it would earn you 1000 points!

So how can you successfully identify CAD as an underwriter? Below I walk you through the key steps and to bring back some memories - I approach it like a game of Operations.

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