In this installment of our Underwriting Expert Series, Senior Underwriter, Karen McLeod continues the discussion on COPD. If you haven’t read part one, check it out for an overview of what life underwriters need to know about COPD. Then, read below to discover key information underwriters should consider when underwriting applicants with COPD.
In a recent article posted on HRM Canada, Koreen Pagano, the Product Management Director at D2L identified “seven major trends dictating the online learning space”. Naturally, we were intrigued not only to learn, but to shamelessly see how our Underwriting Training Program stacked up !
Before we delve into the seven online learning trends and rate ourselves (shamelessly, remember), it’s important to consider what type of learning we are discussing. Usually when we think of learning, we harken back to grade school (awkward), high school (totally not awkward acid-washed jeans), or post-secondary (Frisbee in the quad!!).
This type of learning is fundamentally the same as it’s been for 3000 years - the “sage on the stage” model. One expert/teacher/professor lecturing to students. The benefits of this style are well documented (it’s been around for over 3000 years for a reason!!), but it’s important to note how vastly different learning experiences have become with the advent of modern technology. In fact, most would argue we don’t even truly know how we all learn online given how relatively new we are to it.
Welcome back to our Underwriting Expert Series. Want to catch up on previous expert pieces? View them here! In this 2-part post, we will hear from Karen McLeod, Senior Underwriter, about Chronic Obstructive Pulmonary Disease (COPD) and how those living with the disease can be assessed accurately. First, we’ll go over the basics of COPD and what you need to know about the disease. In part 2, we’ll dive deeper into what underwriters need to know when assessing an application on those affected by the disease.
This is the eighth article in our Expert Underwriting Series. In a complex industry, understanding diverse health conditions and concerns can help you become more efficient and confident in your role as a life underwriter. Check out the full series to get an overview of longstanding and emerging trends in life underwriting and read on to hear from Garen Markarian, Senior Underwriter, on the impact and key considerations associated with epilepsy.
Whether you are a Chief Underwriter, Underwriting Manager or Director, you’ve likely enjoyed a career filled with learning, growth, and stability but, like most roles, some recurring challenges and rote tasks are also part of the picture. Many of which I have experienced myself, having been in an underwriting leadership role for over 15 years. Reflecting on my experience in the industry, I’ve compiled four of the top challenges we, as life underwriting leaders, encounter and outlined some simple ways you and your team can spend less time completing cumbersome, but necessary day-to-day tasks and more time focusing on new business.
Building your ideal team of life underwriters can be intimidating but with the right tools and partners who understand the unique considerations of the industry, it becomes a lot easier. Straightforward yet powerful tools like behavioral metrics are available for managers who are looking to support their team’s career development at the individual level while driving progress toward broader organizational goals. Behavioral metrics also offer actionable insights that can be leveraged to turn your ‘gut feeling’ during hiring or ‘best guess’ in leadership approaches into strategic decision-making and planning that is backed by data about your team members’ motivations, stressors, and communication styles.
Welcome to the seventh edition of our Underwriting Expert Series. Missed the previous articles in the series? View them here! This week, we are excited to share Senior Underwriting Specialist and Claims Manager, Mervyn Gillson’s, perspective on the driving risk of the millennial generation.
Thanks for joining the sixth week of our Underwriting Expert Series. So far, you’ve learned about several key concepts for life underwriters including underwriting mature ages, the impact of marijuana and the opioid crisis on insurance. This week, Senior Underwriter, Elliott Dickson explores abnormal kidney functions in younger ages.
Earlier this month, our team attended the ReFocus 2018 conference in Las Vegas. The conference brings together executives from the life insurance and reinsurance space to discuss challenges faced globally by the industry. This year’s theme focused on the impact of life expectancy and longevity on life insurance and reinsurance. While there were a variety of insightful sessions, the highlights below focus on the digital and technological opportunities discussed at ReFocus 2018.
The content of this article was originally published in The Actuary as Simplifying the Complex: How to speak to nontechnical audiences.
A natural part of anyone’s business career, the further you advance, the broader your audience becomes. And that applies to both formal and informal settings.
As an actuarial student, your primary audience is your boss (an actuary), his or her peers (other actuaries) and your peers (actuarial students). For the most part, this group is homogenous and very similar to you. Thus, it’s not too difficult to prepare to present information to them. You just need to focus on how you want to present the information since, generally speaking, the way you want to present it is the way they want to receive it. Said differently, early in your career you already know your audience well. This is not true, however, as your career advances and your audience gets more diverse.