The THiNK Blog

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Treating Type II Diabetes with Gastric Bypass Surgery: Underwriting Expert Series Week 15

Dec 4, 2018 1:52:16 PM / by Seema Samad posted in Underwriting Expert Series, Life Underwriting

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Diabetes has been a longstanding area of interest for life underwriters. The Centre for Disease Control estimates that more than 30 million Americans have diabetes. The numbers appear to be rising, and it’s estimated that as many as 80 million Americans are living with prediabetes – the condition that typically leads to type II diabetes within five years. The numbers are impactful, especially since nearly 1 in 4 people with prediabetes are undiagnosed.

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Lung Cancer, Non-smokers, and Risk Analysis for Life Underwriters: Expert Series Week 14

Oct 19, 2018 9:07:00 AM / by Elliott Dickson posted in Underwriting Expert Series, Life Underwriting

In this edition of our Underwriters Expert Series, we’re uncovering the risks associated with lung cancer – beyond cigarettes. Learn about other causes of this fatal disease and why life underwriters need to look at more than smoking status for assessment.

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What is the Connection Between Concussions & Critical Illness? Expert Series Week 13

Sep 26, 2018 4:01:45 PM / by Karen McLeod posted in Underwriting Expert Series, Underwriting, Life Underwriting

 

Welcome to our thirteenth installment of our Underwriting Expert Series. Check out the full series for more risk assessment tips. This week, our Senior Underwriter, Karen McLeod provides the essential knowledge you need to know as a life underwriter with regards to Concussions for Critical Illness (CI) and Life Insurance. Let's get right into it!

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AHOU Annual Conference - What to Expect?

Sep 17, 2018 2:38:09 PM / by Garen Markarian posted in Life Underwriting

A who?” is the typical response from anyone who has never heard of AHOU; The Association of Home Office Underwriters. If you happen to be in the life insurance industry, then you may have attended the Annual Conference which is held annually across North America. In 2018, the conference was in Chicago, and I was fortunate to be able to attend this four-day action packed conference. This was my first time attending AHOU, it was an exciting experience from which I was able to take away several expert insights to apply to my work.

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Will Pharmacogenetics Impact Life Underwriting? Expert Series Week 12

Aug 17, 2018 2:02:52 PM / by Garen Markarian posted in Underwriting Expert Series, Underwriting, Life Underwriting

It's Week 12 of our Underwriting Expert Series, and we are excited to be exploring an overview of Pharmacogenetics with Senior Underwriter, Garen Markarian. Make sure to subscribe to our blog to receive the latest expert series in your inbox.

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Identifying and Life Underwriting Colon Cancer: Expert Series Week 11

Jul 23, 2018 9:55:00 AM / by Karen McLeod posted in Underwriting Expert Series, Underwriting, Life Underwriting

For this edition of our Underwriting Expert Series, Senior Underwriter, Karen McLeod, provides a detailed overview of the importance of colon cancer for life underwriters. As the second leading cause of death from cancer in men and third leading cause in women, it is imperative that life underwriters learn how to recognize and insure this disease.

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What Information is Crucial to Underwrite COPD? - Expert Series Week 10

Jun 28, 2018 3:30:28 PM / by Karen McLeod posted in Underwriting Expert Series, Underwriting, Life Underwriting

In this installment of our Underwriting Expert Series, Senior Underwriter, Karen McLeod continues the discussion on COPD. If you haven’t read part one, check it out for an overview of what life underwriters need to know about COPD. Then, read below to discover key information underwriters should consider when underwriting applicants with COPD. 

Why is This Important to Life Underwriters?

Underwriters with a strong understanding of COPD will know what to look for in their cases and be able to better identify when a case may be an uninsurable risk.

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How Behavioral Metrics Can Help You Build the Ultimate Team of Life Underwriters

Apr 23, 2018 7:32:28 PM / by Nick Durie posted in Life Underwriting

Building your ideal team of life underwriters can be intimidating but with the right tools and partners who understand the unique considerations of the industry, it becomes a lot easier. Straightforward yet powerful tools like behavioral metrics are available for managers who are looking to support their team’s career development at the individual level while driving progress toward broader organizational goals. Behavioral metrics also offer actionable insights that can be leveraged to turn your ‘gut feeling’ during hiring or ‘best guess’ in leadership approaches into strategic decision-making and planning that is backed by data about your team members’ motivations, stressors, and communication styles.

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Do Millennials Have the Highest Driving Mortality Risk? Expert Series Week 7

Apr 20, 2018 12:26:04 PM / by Mervyn Gillson posted in Underwriting Expert Series, Life Underwriting

Welcome to the  seventh edition of our Underwriting Expert Series. Missed the previous articles in the series? View them here! This week, we are excited to share Senior Underwriting Specialist and Claims Manager, Mervyn Gillson’s, perspective on the driving risk of the millennial generation.

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Machine Learning & Artificial Intelligence in Life Insurance

Apr 13, 2018 4:23:27 PM / by David Hou posted in Life Underwriting, InsurTech, Machine Learning, Artificial Intelligence, Reinsurance

Machine learning and artificial intelligence are hot topics right now – and for good reason. Machine learning (ML) and artificial intelligence (AI) are unlocking new insights, capabilities, efficiencies, and opportunities across industries and sectors.

Life insurance is no exception. Getting a grasp of what it is and how it can impact life insurance is critical to rethink challenges, spot solutions, and adapt in a changing industry.

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