The THiNK Blog

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How Behavioral Metrics Can Help You Build the Ultimate Team of Life Underwriters

Apr 23, 2018 7:32:28 PM / by Nick Durie posted in Life Underwriting

Building your ideal team of life underwriters can be intimidating but with the right tools and partners who understand the unique considerations of the industry, it becomes a lot easier. Straightforward yet powerful tools like behavioral metrics are available for managers who are looking to support their team’s career development at the individual level while driving progress toward broader organizational goals. Behavioral metrics also offer actionable insights that can be leveraged to turn your ‘gut feeling’ during hiring or ‘best guess’ in leadership approaches into strategic decision-making and planning that is backed by data about your team members’ motivations, stressors, and communication styles.

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Do Millennials Have the Highest Driving Mortality Risk? Expert Series Week 7

Apr 20, 2018 12:26:04 PM / by Mervyn Gillson posted in Life Underwriting, Underwriting Expert Series

Welcome to the  seventh edition of our Underwriting Expert Series. Missed the previous articles in the series? View them here! This week, we are excited to share Senior Underwriting Specialist and Claims Manager, Mervyn Gillson’s, perspective on the driving risk of the millennial generation.

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Accounting for Abnormal Kidney Function in Younger Ages – Expert Series Week 6

Apr 6, 2018 9:31:33 AM / by Elliott Dickson posted in Life Underwriting, Underwriting Expert Series

Thanks for joining the sixth week of our Underwriting Expert Series. So far, you’ve learned about several key concepts for life underwriters including underwriting mature ages, the impact of marijuana and the opioid crisis on insurance. This week, Senior Underwriter, Elliott Dickson explores abnormal kidney functions in younger ages.

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The Link Between Obesity and Cancer Risk – Expert Series Week 5

Mar 9, 2018 11:52:29 AM / by Karen McLeod posted in Life Underwriting, Underwriting Expert Series

Welcome to the fifth edition of our Underwriting Expert Series. Missed the previous articles in the series? View them here! This week, Senior Underwriter, Karen McLeod, is discussing the link between obesity and cancer.

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What is the Impact of the Opioid Crisis on Life Underwriters? - Expert Series Week 4

Feb 23, 2018 6:11:00 AM / by Garen Markarian posted in Life Underwriting, Underwriting Expert Series

This is the fourth edition of our Underwriting Expert Series. Make sure to catch up on the rest of the series here. This week, Senior Underwriter, GarenMarkarian, explores the opioid crisis, how it impacts the life insurance industry and what life underwriters need to consider when assessing applicants with current or past usage.

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Will the increasing availability of genetic testing results have an impact on life insurers? – Expert Series Week 3

Dec 29, 2017 5:54:13 PM / by Elliott Dickson and Garen Markarian posted in Life Underwriting, Underwriting Expert Series

Thanks for tuning into the third edition of our Underwriting Expert Series. So far, we’ve covered underwriting mature ages and the impact of legalized marijuana on underwriting. This week we are exploring another newsworthy topic that will impact the life insurance industry: genetic testing. 

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The Impact of Marijuana on Insurance - Expert Series Week 2

Dec 18, 2017 6:30:00 AM / by Garen Markarian posted in Life Underwriting, Underwriting Expert Series

Welcome to the second edition of our LOGiQ3 Underwriting Expert Series! Each week, one of our life underwriters will provide an in depth look at an important topic for life underwriting professionals.  

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How Managing Your Life Underwriting Team is like Playing a Game of Chess

Nov 20, 2017 2:29:52 PM / by Darlene McFadden posted in Life Underwriting

Managing resources  on your underwriting team is a tricky balance.  In fact, I’ve often heard to it referred to as a game of chess.  Like chess, it requires you to always be looking ahead and making the right move at the right time. But even the most skilled chess players encounter challenges.  When they are challenged, what do they do? 

Instead of hastily making a move, they step back and take a hard look at what’s in front of them.  They carefully consider the possible outcome of the chess piece they are about to move.  They anticipate what move their opponent may make and the impact their move may have.  Then they carefully and methodically move their chess piece.

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The Current State of Underwriting and What it Means for Leaders

May 31, 2017 1:01:00 PM / by Miguel Ceron posted in Underwriting, Training, Life Underwriting

The Insurance Industry is changing every day. These changes present themselves in our collective value offerings, in the methods of how we are able to buy and sell insurance, or even in how insurers are able to underwrite and classify risk. Regardless of the change, they all have implications on the evolving roles of Life Underwriters.

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Live Fast, Die Young [PART II] - Sudden Cardiac Deaths in Athletes

May 12, 2017 11:52:03 AM / by Vicki Zandbergen posted in Underwriting, Life Underwriting, Sudden Cardiac Death

As you may recall, I recently wrote a blog post on Sudden Cardiac Deaths in Young Athletes. In that article, I walked you through the history of marathoning, the (potential) increased risks for young athletes, and the particular case of Ryan Shay. We left off with the question:

Are athletes in fact at increased risk for sudden cardiac death?

Although sudden cardiac death is the leading medical cause of death in athletes, it is rare. Most athletes do not “drop dead” while competing in their sport.

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